SECURE DIGITAL ASSET VAULT FOR INDIAN FAMILIES

Prepare your Dharohar today, not in a hurry someday.

Avoid leaving your family with fragmented details, misplaced documents, and complex claim battles. Organize your financial heritage cleanly on India's most secure digital legacy blueprint.

₹74,580 Cr Dormant Deposits
₹20,000 Cr Unclaimed Insurance
DPDP Act Compliant Security
eDharohar Master Vault
Fixed Deposits & Banks SBI, HDFC Bank (2 records)
Secured
Demat Accounts Zerodha Portfolio Mapped
Synced
Life & Term Insurance LIC Policy (Nominee Active)
Verified
Create client-side legacy rules.

The Indian Unclaimed Wealth Crisis

Without a clear central directory, tracking down a loved one's assets in times of grief becomes a painful puzzle. Hundreds of crores get pushed into government pool vaults annually due to simple lack of communication.

Scattered Channels

Investments are spread across several bank lockers, online brokers, insurance agents, EPF systems, and hardcopy land registers.

Unassigned Nominees

In many accounts, nominee allocations are either outdated or empty, resulting in immediate claim blocks for survivors.

Permanent Forfeiture

Untraced asset amounts eventually roll into central pools like the Depositor Education & Awareness Fund, lost forever.

Interactive Legacy Quiz

Check Your Family Security Score

Verify whether your heritage assets are claimable by heirs in an unexpected emergency.

Sovereign Vault Directory

Every asset organized under complete client-side privacy

eDharohar strictly complies with India's personal data regulations. We compile clean asset directories so designated heirs gain direct, hassle-free clearance guides in critical emergency phases.

  • Encrypted Vault indices
  • Nominee transmission flows
  • Local file exports & backups

Investment Directories

Safely list banks, stocks, EPF balances, bonds, and PPF trails inside a single master ledger.

Nominee Alignment

Map specific, validated family members directly to corresponding asset cards to simplify claims.

Debt Register

Identify active home loans, credit liabilities, and emergency insurance policies to shield loved ones.

Practical Claim Guides

Add simple annotations detailing where hard copies are preserved and whom they should contact first.

Workflow Pathway

How to protect your estate in 4 steps

Establish and sync your private digital lockers in under 15 minutes.

1

Create Vault

Register your profile securely. Only you govern setup parameters and asset mapping.

2

Map Investments

List bank details, insurance values, demats, and physical gold lockers through guided forms.

3

Assign Heirs

Explicitly specify nominees, trusted emergency contacts, and next-of-kin files.

4

Test Triggers

Verify release rules. Rest easy knowing your legacy maps remain securely encrypted.

Compliance & Regulatory Disclaimer

eDharohar is a private digital legacy organization platform. We help users organize, map, and document assets and liabilities. eDharohar is not a legal advisory, does not formulate wills, and does not conduct ownership transfers. Actual wealth transitions are subject to statutory inheritance acts, insurance guidelines, and bank policies.

Join the Secure Alpha Phase

We accept limited registrations to maintain high-grade individual advisory for first-wave families.

Invite-Only Access

Email-verified early setup checks

To guarantee bulletproof client-side encryption and tailored onboarding directories, we launch setups through direct verification. No mass forms, no central tracker databases.

How to register:

Send a quick email from your preferred secure inbox containing your name. We'll send back your private encryption kit credentials within 24 hours.

Direct Founder Helpline:

contact@edharohar.com